5 Retirement Saving Tips for Anyone

5 Retirement Saving Tips for Anyone

We all know the importance of planning and saving for retirement; we hear it everywhere we go.  We can point to statistics, articles, and studies that all tells us the responsibility of retirement savings is being placed more and more onto the individual worker.  While we may know this and hear it from multiple outlets, how much action are individuals and business owners actually taking?

 

Here are 5 tips to help save for your retirement that anyone can use:

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Basics of Estate Plans: A Simple Way To Understand What Happens To Your Assets

Basics of Estate Plans:  A Simple Way To Understand What Happens To Your Assets

I’m asked many times by novice and experienced investors alike, “Do I need a will?” 

“Well, it depends on what you want to happen” is my general response.  Not everyone’s situation is the same and therefore they don’t need the same estate documents.  But at a basic level I believe everyone should have an understanding of the process for wealth transfer based on the pre-death planning that has been done.

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Setting Realistic Goals for Your Finances

Setting Realistic Goals for Your Finances

We have that really annoying friend or co-worker who always seems to set goals and then crush them!  They seem to have a motivational quote for every situation and conversation.  You know who they are; this is not to say that they may not be great people.  However, they seem to shine a light on the goals you made that you are not quit achieving. 

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A New Year, A New Home… If you will be moving in 2018 This Moving Checklist Can Help You Prepare.

A New Year, A New Home… If you will be moving in 2018 This Moving Checklist Can Help You Prepare.

If you have ever moved you know the stress that can come with planning a move and getting settled into your new space.  There will always be stress when making a move either across town or across the country but planning ahead can help to reduce the stress you will feel.  To help you is a checklist (not inclusive) that will help ease the burden of planning a move. 

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Financially Independent Women

Financially Independent Women

Nine out of ten women will be faced with handling their finances at some point in their lives.  The difference between women who are financially independent and those who will struggle to get up to speed is the women who are financially independent took an active role in the management of their finances. 

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Two Often Misused Tax Deductions for Small Businesses: The Home Office and Auto Expense

Two Often Misused Tax Deductions for Small Businesses: The Home Office and Auto Expense

As a small business owner you may be opening yourself up to increased tax audits as a result of misusing deductions for your small business. If you are a first-time business owner you more than likely have a few questions concerning the use of these tax deductions.  Even if you have been in business for a while you could be using these tax deductions incorrectly.   Here are two often-misused tax deductions:

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Retirement Planning for Small Businesses

Retirement Planning for Small Businesses

Providing a retirement plan for your business can be beneficial to both you as an owner and your employees.  With the move away from pension plans many individuals will be relying more heavily on their own savings to provide income during retirement.  One of the best tools we have to create retirement savings is a plan through their employer. 

 

If you are considering creating a retirement plan for your small business you have several options.

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Understanding the Difference Between Financial Advisor and A Certified Financial Planner™

Understanding the Difference Between Financial Advisor and A Certified Financial Planner™

You more than likely have seen Financial Professionals call themselves by different titles.  And like many other consumers you may be confuse about the differences, or if there are any differences.  

If you have ever wondered about the difference between your friend’s Certified Financial Planner™ and your Financial Advisor, keep reading to find out. 

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