Retirement Planning for Small Businesses

Retirement Planning for Small Businesses

Providing a retirement plan for your business can be beneficial to both you as an owner and your employees.  With the move away from pension plans many individuals will be relying more heavily on their own savings to provide income during retirement.  One of the best tools we have to create retirement savings is a plan through their employer. 

 

If you are considering creating a retirement plan for your small business you have several options.

Read More

Understanding the Difference Between Financial Advisor and A Certified Financial Planner™

Understanding the Difference Between Financial Advisor and A Certified Financial Planner™

You more than likely have seen Financial Professionals call themselves by different titles.  And like many other consumers you may be confuse about the differences, or if there are any differences.  

If you have ever wondered about the difference between your friend’s Certified Financial Planner™ and your Financial Advisor, keep reading to find out. 

Read More

Your Charitable Gift: What is the Best Method for You

Your Charitable Gift:  What is the Best Method for You

Many people assume that the hardest art of making a charitable gift is determining which worthy charity to donate.  While this may be true, many people often overlook or don’t fully investigate the method in which they make their contribution.   Here are a few giving methods and a bit about them for you to consider before making your next charitable contribution.

Read More

Charitable Giving- Public Charities and Giving Options

Charitable Giving- Public Charities and Giving Options

When many individuals and families consider giving to charity they typically are considering public charities.   If you are considering making a donation to a charity you feel passionately about there are a few things to know before making a contribution and be sure to evaluate your giving options.

Read More

5 Key Items for Your Estate Plan

5 Key Items for Your Estate Plan

Creating an estate plan — a plan for what will happen to your property and assets when you die or can no longer manage your affairs — can be confusing and time-consuming. But having a few basic legal documents in place can make a big difference to your loved ones during a difficult time.

Work with a trusted attorney who understands your state’s estate laws to identify the best strategies for your circumstances. Here are five key estate-planning items to consider:

Read More

Investing for Small Business Owners: 3 Tips to a Better Portfolio

Investing for Small Business Owners: 3 Tips to a Better Portfolio

For many small business owners, their business is their biggest asset as well as the largest producer of their family’s income. Business owners are entrepreneurs and are generally more comfortable taking on risks. For these reasons, small business owners face unique challenges when considering and selecting investments for their portfolios, and it’s important to keep in mind some basic investment principals. Not doing so can cause business owners to take on too much risk unnecessarily and can endanger their business and their income.

Read More

Your Small Business Should Have Its Own Credit Score

Your Small Business Should Have Its Own Credit Score

Many people understand the importance of their personal credit score. Most lenders use them to determine who will receive financing opportunities — such as auto loans, mortgages and lines of credit — and on what terms. Your score tells lenders how likely you are to repay loans.

But if you’re a small-business owner, your business can and likely should have a credit score separate from your personal one.

Read More

Try This Checklist to Get Your Business Back on Track

Try This Checklist to Get Your Business Back on Track

It’s already late August — are you on track to reach the 2016 goals you set for your business at the beginning of the year?

If you are among the uncertain, don’t despair. It’s not too late to take corrective action, but first you must honestly assess your standing. This business checkup can help you identify where you are on track and where you may be falling behind.

Read More

Simple Steps to Teach Your Children About Money

Simple Steps to Teach Your Children About Money

As your children grow up, the lessons you teach them become more sophisticated. That should be true even when the topic is money. But many people are uncomfortable discussing finances, so you might feel unsure of where to start or how to convey increasingly complex concepts.

Here are a few conversation starters and activities you can use to begin — and continue — teaching kids about money and personal finance. 

Read More